| As humans, the pursuit of change and progress is something that is innate to every one of us. Like it or not, there will always be things in life that we hope could be a little different, a little better in the way that daily situations & events turn out. It could be in the way we think, speak, or the way we handle everything from our finances to our relationships with others. We seek to become better -- and we should. As we strive to continuously exceed our potential, we rise above all previous versions of ourselves and grow stronger. In this issue, we look at some ways in which we can embrace a better self and an even better future. | | The Relentless Pursuit of Improvement It is no secret that I believe growth is the only guarantee that tomorrow will be better. It is no mystery that I think personal growth is the steppingstone to success for any leader. If you or I want to stay in front of the curve and lead others, then we must do the work that keeps us out front. We must continually improve. But as I seek to improve, there is one thing I know not to chase, and that is perfection. Perfection is a trap. Do not chase perfection as a leader - chase improvement. Make today better than yesterday so tomorrow can be better than today. The relentless pursuit of improvement will take any leader far. | | I used to be jealous of other people's wealth and success - here is how I finally got over it Envy. It is an emotion that we all feel at some point. It is also a really dangerous emotion when we are trying to build a strong financial life. Envy is pure poison to a healthy financial life. After all, envy encourages us to make some pretty poor decisions. Like every other character flaw, however, envy can be overcome. You can directly reduce the envy itself, or you can at least reduce the bad choices you make as a result of envy. Here are seven strategies I use to cut envy out of my own life. | | To reach beyond your limits by training your mind | Marisa Peer | TEDxKCS  | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Rachel Sing | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
© Rachel Sing, All rights reserved. | |  | | Winnie Hoo, Secretary We know each other during university and almost 10 years friendship. She is very friendly and outgoing person. She is always stay positive no matter what and always encourage me and by my side.
She analyses my cash flow & customised a financial plan that suit myself. With her detailed explanation, I’ve learnt how to manage my financial better, especially wealth protection (medical & life plan) to protect myself so won’t give any burden to family & wealth accumulation (investment and endowment plan) to help me to grow my money faster so I can achieve my goal faster. by enrolling into medical plan, investment plan.
If want to give her a rating, I will give 100% haha! Definitely will recommend my friends to her to get benefited from her. (And I’ve recommended 6 friends to her)
Lastly, I want to say with her: You are a very hardworking girl, and will work hard to achieve your set goals. You keep on learning new things to improve yourselves and also willing to share with others what have you learnt.
This is not easy to change to a new career path,and you managed to do it well, proud of you ❤️❤️❤️ | |  | | Bing Luen, Admin Executive Thing thing is my university friend and I am fortunate to be friends with her as she is a wonderful and true person I know. I am so happy to see you are doing good in this career.
I was incredibly impressed with the way she provided financial services! She will analyse and understand more about my current financial situation and make me realise the importance of insurance and wealth accumulation especially I reach this age.
She is very patience and can always understand my needs & goals. She make a very clear comparison between Msia & Singapore policy that will benefited me the most as she knows I will stay Sg for long term. She don’t mind to explain thousand times & provide relevant recommendations.
She is very fun person and will make the whole meeting more relax. Always bring positive vibes to people around you! She always be there for us if we need her.
She make me feel secure & in good hand about my financial plan.
If you are looking for a reliable financial consultant, thing thing (Rachel) will be the right choice! | |  | | Wynn Sing, Interior Designer 我很幸运因为我的大姐成为理财顾问，因为我不是很会这些理财这方面的概念。
首先她会替我分析了解我在大马买的保障和储蓄，我也完全不了解我有什么保障之类的。
与她的的面谈让我了解自己的财务，健康的重要性，也让我知道自己以后的goal和规划。她帮我分析我的财务状况然后根据我的预算客制化了适合我的投资理财配套，能有一个安稳的未来。
我也知道了我在新加坡可以享有基本的医药保障等等，让我可以安心在新加坡工作。需知道我们外国人在新加坡的医药费也很贵。
她也会很有耐心和简单地解释道清清楚楚，还一直问我明白吗？当我有什么问题时，他可以第一时间很有效率的帮我解决。我也对我的以后的理财规划有了更好的了解。 只要有了保障和稳定的未来规划，我们都可以少了后顾之忧，安心的出门打拼！
感激能有这次的机会，让我可以更拥有自己的财务规划。
所以我激励推荐Rachel，让她能成为我们人生规划中的好伙伴！ | |  | | Matthew Tan, Part time Cleaner 感恩！谢谢你！
缘分很奇妙！那天我在小食中心一个人吃着饭让我我遇见绘婷姐妹。 那时我在拿了号码等着看医生顺便吃个饭，她看到我就问候一下我等等的。
经过了解一轮后，原来我没有住院保险，她就帮我申请了还告诉我现在市场上的情况变化。原来改变了那么多。。
之后她也有一直更进我的身体状况和保单进度，让我有安全感！
她很有耐心尤其是和我这些老人家谈天，跟她说话很舒服！她不像之前的agent那样,只是卖我之后就不见了。她这样有同理心可以做到更好的！加油！
我一直都跟身边朋友推荐她，大力支持！
加油💪🏻 | |  | | Ming Hoi, Customer Service Executive Rachel is one of my ex colleagues. We know each other since many years back.
She is very helpful, friendly and kind person ever I know her. She gives me a clear explanations to me on the holistic financial planning.
She is very patient, good service and able to let me to understand the trend of the policy available in market and try her best to help me in my financial planning.
She is different compare to my past experiences and I will highly recommend her to my friends due to her professionalism and confidence! | |  | | Sean Yip, Food & Beverage Manager I met Rachel at a roadshow in early September 2022. At first, when she approached me I just thought that its another financial consultant trying to sell me another insurance plan when I have everything covered.
However, she is someone different with other roadshow agents I ever met. After she spoke and check through the insurance plan I currently have, she have help me to optimize my coverage and reduce my premium by restructuring my coverage.
Definitely I would recommend my friends or anyone to Rachel as she is professional in her work. | | | | |
