Tracy Tham, Admin Manager

缘分就是那么的奇妙，真的没有想到有一天会成为我的理财顾问。你还是那么的开朗，善良和乐于助人。感恩，帮我策划了一个专属我的个人财务规划，让我更有方向感和更有效的达到我的人生目标，也能让我实现经济独立的其一。喜欢我们的彼此监督鼓励，然后可以更好的达成目标。 还有， 有时候我也是个问题宝宝，你也很有耐心地一而再地解释我的问题，解释道我明白为止。幸好有你的帮忙，你也知道我不擅长在这一块，需要多一点时间消化，你也很用心的在纸上画了很多可爱的图，让我更容易明白。 还努力的为我争取更好的保障，让我在新加坡做工也能安安心心～ 谢谢你，希望我们一起走到更远，一起看着彼此变得更好！ 朋友们，谁还没有为自己的财物做规划的，我强烈地推荐你们可以找她，他不会HARDSELL，是真心的帮我们理财。

Mdm Tan, Housekeeping Executive

我在一个牛车水roadshow 认识慧婷小姐的，当下我刚刚放工去买买东西。她就过来问我关于住院保险的，因为市场上的改变政府也鼓励买这个佳院保险。 她也跟我说了很多东西和详细的资料，我觉得真的不错哦对我也很好，而且有政府津贴medisave,帮我减轻了负担，因为我也还有妈妈和其他负担，她的帮忙就免了我以后的担忧,医药住院那些． 买了这份住院保险后，也让我觉得很安心，放心地工作。我以为我那么大年纪还买不到的。 她跟我很详细地讲解后，我一有不明白，她也会耐心再次地解释给我听。谢谢她，因为之前都没有人告诉我关于这方面的事情。 由于年纪关系，所以我必须去做身体检查，她还会带我去做身体检查和一直更新我我的保单状态。 偶尔她也会一直联络关心我，问我近况如何叫我不要太操劳要take care. 我觉得很好啊，你这个 agent 很好啦。继续加油!

Wynn Sing, Interior Designer

我很幸运因为我的大姐成为理财顾问，因为我不是很会这些理财这方面的概念。 首先她会替我分析了解我在大马买的保障和储蓄，我也完全不了解我有什么保障之类的。 与她的的面谈让我了解自己的财务，健康的重要性，也让我知道自己以后的goal和规划。她帮我分析我的财务状况然后根据我的预算客制化了适合我的投资理财配套，能有一个安稳的未来。 我也知道了我在新加坡可以享有基本的医药保障等等，让我可以安心在新加坡工作。需知道我们外国人在新加坡的医药费也很贵。 她也会很有耐心和简单地解释道清清楚楚，还一直问我明白吗？当我有什么问题时，他可以第一时间很有效率的帮我解决。我也对我的以后的理财规划有了更好的了解。 只要有了保障和稳定的未来规划，我们都可以少了后顾之忧，安心的出门打拼！ 感激能有这次的机会，让我可以更拥有自己的财务规划。 所以我激励推荐Rachel，让她能成为我们人生规划中的好伙伴！

Yeong Kang, Project Manager

I know Rachel because of my housemate and I witnessed her since day 1 she joined this industry. Before this, I have never really spent my own time looking into financial planning. However, after meeting with Rachel, I have come to learn that a good financial planning is crucial to translate into long term income with protection, instead of focus on money I earn now. She helps me to have policy review and provide objective advice on my financial portfolio to make my portfolio more comprehensive. Rachel has become my absolute "go to" person for anything regarding financial planning. There are many other "hard sell' agent out there, but I have never found anyone as complete a professional as Rachel. She is very patient and accommodating, even simplified all my financial plans into a table form for me to understand better. Moreover, she is always well-prepared and up to date, often share new financial plans which can benefited me. For those who are looking to start financial planning, you should contact Rachel without any pressure. There should absolutely be an extra cookie in her stocking at Christmas time.

Sean Yip, Food & Beverage Manager

I met Rachel at a roadshow in early September 2022. At first, when she approached me I just thought that its another financial consultant trying to sell me another insurance plan when I have everything covered. However, she is someone different with other roadshow agents I ever met. After she spoke and check through the insurance plan I currently have, she have help me to optimize my coverage and reduce my premium by restructuring my coverage. Definitely I would recommend my friends or anyone to Rachel as she is professional in her work.

Wah Fay, Retiree/ Homemaker

Rachel is my brother's agent and I was referred to her. She introduced & customized a proposal to me at my age now as a form of passive income. Throughout the meeting, I have learned that to better managed my extra money and diversify my investments into different basket. She painstakingly takes time to clarify to me clearly whenever I have question to her. She is helpful and resourceful, willing to find out all the information and get back to me as promised. And yes, I received my 1st passive income (dividend payout) right away next month! So happy! Thank you, Rachel!