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Rachel Sing

In Touch

A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

 
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Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

 
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How to Stay Optimistic During Hard Times

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Rachel Sing
 
 
 
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Testimonials and Referral Notes

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Mdm Tan, Housekeeping Executive

我在一个牛车水roadshow 认识慧婷小姐的,当下我刚刚放工去买买东西。她就过来问我关于住院保险的,因为市场上的改变政府也鼓励买这个佳院保险。 她也跟我说了很多东西和详细的资料,我觉得真的不错哦对我也很好,而且有政府津贴medisave,帮我减轻了负担,因为我也还有妈妈和其他负担,她的帮忙就免了我以后的担忧,医药住院那些. 买了这份住院保险后,也让我觉得很安心,放心地工作。我以为我那么大年纪还买不到的。 她跟我很详细地讲解后,我一有不明白,她也会耐心再次地解释给我听。谢谢她,因为之前都没有人告诉我关于这方面的事情。 由于年纪关系,所以我必须去做身体检查,她还会带我去做身体检查和一直更新我我的保单状态。 偶尔她也会一直联络关心我,问我近况如何叫我不要太操劳要take care. 我觉得很好啊,你这个 agent 很好啦。继续加油!

Keat Wai, Senior Sales Associate

We met each other at Jurong East roadshow. And also just nice we are came from same hometown and we can speak the same language and feel close in this. She is very friendly and professional in her work. She always think of benefits from customer’s angle. She also a patience and explain every details to me slowly. This is the first time I explore in financial planning and I have better understanding on a holistic financial planning with her clear and detailed explanation . Besides that, overall I have excellent experience & better understanding on my financial condition. Definitely will recommended Rachel to my friends who need financial planning.

Winnie Hoo, Secretary

We know each other during university and almost 10 years friendship. She is very friendly and outgoing person. She is always stay positive no matter what and always encourage me and by my side. She analyses my cash flow & customised a financial plan that suit myself. With her detailed explanation, I’ve learnt how to manage my financial better, especially wealth protection (medical & life plan) to protect myself so won’t give any burden to family & wealth accumulation (investment and endowment plan) to help me to grow my money faster so I can achieve my goal faster. by enrolling into medical plan, investment plan. If want to give her a rating, I will give 100% haha! Definitely will recommend my friends to her to get benefited from her. (And I’ve recommended 6 friends to her) Lastly, I want to say with her: You are a very hardworking girl, and will work hard to achieve your set goals. You keep on learning new things to improve yourselves and also willing to share with others what have you learnt. This is not easy to change to a new career path,and you managed to do it well, proud of you ❤️❤️❤️

Jordan Mercado, IT Manager

I met Rachel in Sengkang way back to September 2023. She treats you well and important not only as a client but as friend that care so much for your well being. She always speaks professionally and happy. I am foreigner and holding E Pass so she share with me what’s the protection I can do in Singapore. During our discussion, I learned that investing in Pru life is not expenses but it is a need, hospitalization and medication now is expensive and life is so fragile and should not taken for granted. I would say she is the best agent 10/10 rate and I highly recommend.

Kimberly Tan, Nurse

Hello everyone . How I met Rachel is through his brother which is my partner. I can say that Rachel is a fun and loving person to be around with. She has a friendly side of hers. Through her I'm glad that I have got all basic insurance coverage for myself and also helps me with financial savings for now and future. I really appreciate for your help :) Once again, thanks Rachel for being my financial consultant that i can shared with💕💕 Jiayou!

Bernad Goh, Cabin Crew

I met Rachel when i was on my way home passing by WhiteSands, Pasir Ris. She was doing her roadshow and she approached me in a friendly way and she able to help me in understanding the important of foreigner protections, saving and investment. I’ve learned that getting coverage for myself benefits before it’s too late so i do not have to burden and rely on family or friends if anything happens on me. I would rate Rachel a 10/10 as she is thoughtful of what the client needs and patiently explains to me for better understanding. I would definitely recommend to my friends and family as i trust Rachel knowledge and ability to help those who in needs.