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Rachel Sing

In Touch

A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

 
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Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

 
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How to Stay Optimistic During Hard Times

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Rachel Sing
 
 
 
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Testimonials and Referral Notes

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Sean Yip, Food & Beverage Manager

I met Rachel at a roadshow in early September 2022. At first, when she approached me I just thought that its another financial consultant trying to sell me another insurance plan when I have everything covered. However, she is someone different with other roadshow agents I ever met. After she spoke and check through the insurance plan I currently have, she have help me to optimize my coverage and reduce my premium by restructuring my coverage. Definitely I would recommend my friends or anyone to Rachel as she is professional in her work.

Wah Fay, Retiree/ Homemaker

Rachel is my brother's agent and I was referred to her. She introduced & customized a proposal to me at my age now as a form of passive income. Throughout the meeting, I have learned that to better managed my extra money and diversify my investments into different basket. She painstakingly takes time to clarify to me clearly whenever I have question to her. She is helpful and resourceful, willing to find out all the information and get back to me as promised. And yes, I received my 1st passive income (dividend payout) right away next month! So happy! Thank you, Rachel!

Charlotte, Recruitment Consultant

She is my sister in crime and glad to become her sister as she is a considerate and straightforward person. She always provide me with the advices no matter on my education or career. Im impressed on the way she explained the financial plans to me after analysed my financial status and realise that i have to plan for future instead of currently. Everyone must have holistic planning and she will ensure all the plans and policies to suit my individual needs and requirement. I was quite confused about my previous policies in Malaysia until she explain to me in detail after measuring all the risks. She is a patient, professional and good listener as she able to alert me with the potential issues or events and provide the solution by offer few financial options to me. In short, highly recommended to everyone and don't hesitate to contact her for her to tailor your own financial plans. :) She will definitely help you out and no obligation!! No worries😉

Eddie Hong, Sales Assistant

Rachel是一个专业、有耐心又有爱心的财务顾问。我最行赏她的地方除了她办事效率高以外,就是她非常有同理心。前一阵,我经济上遇到难题,她不但介绍我做好的保单,她更是安慰我,鼓励我坚强,这让我很感动。 她拥有一颗同理心和爱心,相信她所有客户的财务规划在她引导下,一定没问题。我真的很感谢她教我财务规划的重要性,也教会了我助人为快乐之本的道理。对我而言,她是财务顾问,更是一个很贴心的大姐姐。 我很庆幸在Roadshow遇到她。我相信,接下来,除了我以外,所有在她细心帮助的客户下,她就是我们唯一一个财务顾问。我强力推荐大家,如若要找财务顾问,二话不说,Rachel是你们的首选哦(我不是在打广告,而是说真的)

Mr Toh, Entrepreneur

我认识绘婷是在NorthPoint 的roadshow,当时我就要找为保诚的人帮我更改电话号码和邮件地址。 当时看到她就走了过去问她了。 她也很热心地帮我更改等等的,她也很有跟我分享新加坡最新的保险更改。 都解释道非常清楚,人也很友善,谈到都非常开心的! 我觉得坐保险经纪不容易,虽然我们刚刚认识,但是她会热于助人,这个非常重要。 他也帮我整理了我手上有的保单,确保每样东西都好好的。 我绝对推荐她给身边的家人朋友,我也马上介绍我的干妹妹给她,她也解释道非常好👍🏻加油!非常感谢

Domingo Laurence, Gym Customer Service

I met Rachel during one of my breaks just outside One-North MRT station. Her cheerful and bubbly personality actually captivated me in wanting to know more about what she had to offer. Usually I would just walk off when I am approached but not this time. She enlightened me with what prudential offers as well as their schemes and plans. It was very easy for me to interact with her because of her outgoing personality. She definitely piqued my interest in wanting to know what I can do to save up money in the future. I highly recommend her and you definitely won't be disappointed as she is informative, warm and genuine. With my new knowledge, I hope to come back to prudential when I am older. 10/10 experience!